Getting pre-approved for a mortgage is a smart step before you go out looking for a home. A pre-approval letter shows sellers that you have already proven to a lender that you have the income and down payment to qualify for a mortgage loan. This allows se
Nov 28, 2018 | Purchasing a Home
Thanksgiving is a time to express gratitude to those who make a difference in our lives. Thank you for your continued support of our business; it’s always a pleasure to help you and your family with your mortgage. All of us at Pacific Shore Mortgag
Nov 21, 2018 |
The majority of homes around the country are purchased with the aid of traditional, conforming mortgage loans. Yet when home prices rise quickly, many markets have price tags that are too high for these standard loans. Enter the jumbo loan. What is a Jum
Nov 14, 2018 | Jumbo Loans Adjustable Rate Mortgages Fixed Rate Mortgages Purchasing a Home
The majority of American home buyers sign up for 30-year fixed-rate mortgages (FRMs) – the staples of mortgage lending. And yet there is another option that may serve many borrowers better: the 15-year fixed-rate mortgage. Both loans include an inte
Nov 07, 2018 | Conventional Loans Mortgages Mortgage
All of us at Pacific Shore Mortgage would like to wish you and your family a safe and Happy Halloween. Thank you for being such a valued partner or client. All the Best, Pacific Shore Mortgage.
Oct 31, 2018 |
In the past decade, reverse mortgages have gained a lot of traction as a retirement tool. And yet, many people still do not understand reverse mortgages or their purpose. If you are one of those people, here’s what you need to know: What Is It? A
Oct 24, 2018 | Reverse Mortgages